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Producer Info
Producing Agency:
Your Name:
Producer # (if applicable):
Producer Phone:
Preferred Response: (Req'd)
E-mail     Fax     E-mail/Fax #:
Billing Method:
Agent Bill    
Direct Bill - Insured     
Direct Bill - Mortgagee
Proposed Effective Date:
Check all that apply:
Fire     General Liability     Liquor Liability  

Applicant Info
Applicant Name
Inspection Contact Name
**Location Address**
Inspection Contact Phone
**Location City, State, Zip**
Best Contact Time
Mailing Address (if same as Location, enter "SAME")
Type of Ownership:
Mailing City, State, Zip (if same as Location, enter "SAME")
Premises County

Type of Risk
Please describe the type of business: Please describe primary occupancy as it applies to the applicant.
Owned & Occupied     Owned & Not Occupied     Tenant Occupied
Total sq ft occupied by owner:      If Apartments, number of units:

Is there a parking lot the applicant is responsible for?
Yes     No
  If yes, approx square feet: 

Describe Other Occupancies Sq Ft # of Units

Owned & Occupied   Tenant Occupied

Owned & Occupied   Tenant Occupied

Owned & Occupied   Tenant Occupied

General Building Info
Year building was built


Number of Stories
1     2     3
Percent Building Occupied
Fully Occupied/100%
Partially/Under 100%
  If partially occupied, describe vacancies:
 

Construction
 
 
Any construction present or expected?
Yes   No  
  If yes, describe:
Has the building been updated?
Yes     No
Number of fire walls/fire divisions in building (if any)Fire walls or fire divisions are concrete separations which are built into the building to prevent fires from spreading throughout the building.

Year of Building Updates
Electricity:    Heat:
Plumbing:     Roof:
 
Fire Protection
Smoke Detectors   Dead Bolt Locks
Fire Extinguisher     Carbon Monoxide Detectors
Is there a working automatic fire alarm in service that reports to a public or private fire alarm station?
Yes     No
Is there any Commercial Cooking?
 Yes     No
  If so, is there an Automatic Fire Extinguisher System in place and  serviced regularly? Yes     No
In Agent's/Applicant's opinion, what is the condition of the premises?
Excellent     Good     Fair     Poor
Current Fire and Liability:
Company: *(required)
Policy #:   *(required to bind)
Renewal to your office?
Yes     No
Is the applicant being non-renewed from its current carrier?
Yes     No     If yes, describe:
Enter target/current premium:    Current Premium     Target Premium
General Building Comments:

Fire Section
Coverages Coverage Amount Deductible Coverage Options
Building 1      
Building Coverage
     Basic     Broad     Special
RC  ACV
Check if bldg. limit is Betterments & Improvements    
Inflation Guard      
     None     2 %     4 %
     
Contents Coverage
     Basic    Broad    Special
RC  ACV
Loss of Income Coverage
     Business Income You may select 1/3, 1/4, or 1/6 as the applicable fraction, which in effect provides the option of choosing coverage for 3, 4, or 6 months. For example, if you determine that the maximum monthly income loss could not exceed $40,000 and the maximum possible period of interruption could not exceed 3 months, it would be appropriate to buy $120,000 of coverage with they the 1/3 option and no co-insurance requirement. Coverage is limited to a maximum recovery amount per month, but the <CLICK FOR MORE>      Rental Income
 
Central alarm system? Yes     No      
       
Building 2 - Describe structure below      
Description: RC  ACV
Construction:       
Building Coverage
     Basic     Broad     Special
     
Inflation Guard      
     None     2 %     4 %
     
Contents Coverage
    
Basic    Broad    Special
RC  ACV
Loss of Income Coverage
     Business Income Rental Income
 
Central alarm system? Yes     No      
 
Coverage Extension Endorsement   Yes      No     ($150 annual premium)
     For coverages, see ENDT attached to quote.
       
Limited Glass Coverage
Yes     No     ($35 annual premium)
     
Additional coverages and/or comments, if any:

Liability Coverages
Coverages Coverage Amount
General Liability Coverage
Products Liability Coverage
Damages to Premises Coverage
Medical Payment
Liquor Liability

If primary occupancy is an Apartment Building and/or LRO
skip to the General Underwriting Questions at the bottom.


Liability Underwriting Section
Select Operation Type
Complete below if any of the following describes the risk submitted.
If retail store, describe the products sold below.
(To select multiple hold CTRL & Click)
Complete questions below for ALL
 applicants.
Gross Annual Sales/Receipts

Is there any outdoor seating?
Yes     No     N/A
  If yes, approx square feet: 
Is the operation open 24 hours?
Yes     No
How many years in industry?
Retail Store/Other - Explain Below:

How many years at current location?
  Does applicant have any delivery services or valet service?  
Yes   No
Liability Comments:

Complete this section for the following risks:
 ● Restaurant with Liquor
 ● Taverns
 ● ALL Risks applying for Liquor Liability

Additional Liability Underwriting Section
Licensed Closing Time
2 AM     4 AM
Actual Closing Time
Days open per week (Sun, Mon, etc.)

Annual Gross Liquor Receipts

How many years at current location?
Is there Entertainment?
Yes     No     If yes, describe:

Are there more than 3 pool tables?
Yes     No
Is there a dance floor on premise?     Yes     No
  If yes, approx sq ft area:
  If yes, is the dance floor raised? Yes     No
Is there a beer garden?
Yes     No
  If yes, approx sq ft area:

Does the establishment have a door attendant?
Yes     No
Please complete ONLY if Liquor Liability is requested
Building Owner info is required to bind coverage.
Building's Owner Name
Common Law Requested
Yes     No
Street Address
Liquor Awareness Training
Yes     No
City, State Zip

 
Current Company

Current Policy Number
Any losses in the last 3 years?
Yes     No      If yes, describe:
Current Premium
Policy Expiration Date
Has any company cancelled or refused coverage in last 5 years?
Yes     No
  If yes, describe:
Have you insured applicant previously?   Yes     No
If yes, explain:
General Liquor Liability Comments:

General Underwriting Questions
Have there been any PROPERTY, LIABILITY or LIQUOR LIABILITY claims in the last 3 years? (Req'd)
(Type "YES" or "NO")
(If yes, describe below)
Has the applicant ever been convicted of any degree of arson? Yes   No
Within the last 12 months period has applicant been cited with any building code violations? Yes   No
Any prior construction defects or mold evidence uncovered? Yes   No
Does the applicant require commercial tenants to provide insurance for their space? Yes   No   N/A
Is there any Section 8 / subsidized / student / elderly housing? Yes   No
   
Explain any "Yes" answers:
Comments:
 
All quotations are subject to satisfactory Property Inspection. (Inspection fee is fully earned at inception of policy.)
 
NO FLAT CANCELS WILL BE ALLOWED AFTER INCEPTION OF POLICIES.
 
Agent/Applicant warrants that above are true to the best of his/her knowledge.

 If you wish to have a copy of this submission for your records, you must print page BEFORE submitting.

 

 

Please note - There might be a delay upon submission.
Do not exit until you receive the "Confirmation Page."