Product Pages:
Commercial Package
Apartment / Condo
Contractor's Liability
Tow Trucks / Garages
Used Car Dealers
High Value Comm/Habtl

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Home of:
Insurance Agents' Co-Operative, Inc.
Phone: 630.541.5453
Fax: 630.541.5865
"A Service Designed with the Independent Insurance Producer in Mind."

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Commercial/Apartment/Condo Policies - High Value Program

Am Best "A (Excellent)" Rated Carriers.

Admitted, Preferred Program - Super competitive rates!

Commercial Fire, Liability and Liquor available.  Monoline or Package policies available.

Agency and Direct Bill policies are available.

Vacant acceptable with rehab on premises (no structural). Can convert to a "regular" policy once 31% occupied. No cancel/rewrite needed!!!

No Contractors through this program - see contractors program.


Other Great Features: Requirements
  • 15M maximum fire limit
  • $1M / $2M maximum occ/agg liability
  • Backup of Sewer/Drains automatically incl
  • Equiptment Breakdown available
  • Many "add on" coverages available
  • ACV or RC
  • Questions?  E-mail the underwriter
  • 5 years hard loss runs (new purchase for  buildings is acceptable)
  • Fully Updated
  • Building owners must get certificates of insurance from tenants and be named as addtl insured 
  • Businesses require prior experience
Most Popular Classes:    Classes Available      Ineligible Risks:
Apartments - 3 or more units
Auto Repair Shops
   (no GL see Tow/Garage Program)
Building LRO
Building - Owner Occ.
Condo Assocations
Grocery Stores
Light Manufacturing
Medical Offices
Restaurants-LRO only
Retail Stores
and many more...
  • Lack of pride in ownership
  • Claim history E-mail the underwriter for acceptability
  • If apartments, no section 8, elderly or student housing
  • No updates
  • Frame Apartment Buildings

Never tell your customer they have to wait!
When working with us, no one waits.